I don't consider myself an expert compared to many who post on this site. Not by any means! However, I agree that commentary can be disrupting and irritating. Sometimes it adds, however a little goes a long way.
I agree with the person who suggests that some of the explanation can be introduced while waiting for scores, and commentating can also fit into warm-ups and ice-making. It might be nice to insert some comments about skaters' competitions to-date in warm-ups, as well as some explanations regarding scoring, etc.
Finally, I quite like the fact that IN is not for everybody --not for the masses. I do understand sponsorships as well as income from advertising helping to promote skating and skaters. I also understand, however, that this type of income, as well as "dumbing down" a sport for the masses, can dilute the sport itself. I like the fact that figure skating is no longer in the news and making gossip rags, and current skaters aren't necessarily pandering to the masses. Yes, unfortunately the talent pool has shrunk, but I can't see that we had that many talented --and more talented-- skaters in the late 1980's and 1990's than we do today. I believe that we, as fans and/or ex-skaters, need a bit more faith that things are the way they are supposed to be; and if a kid has talent and chutzpah to make it in skating, s/he/they will.